UMR

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Submit your free quote to save money on your mortgage payment.

We don’t offer any mortgage products. This is a public utility exclusively for Canadian home owners.

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Referral Code

Submit your free quote to save money on your mortgage payment.

Please have your mortgage document prepared for the next step.

Who is your Lender?

What is your mortgage term?

Please enter a number from 1 to 5.

What is your interest rate?

What is your rate discount?

Mortgage Balance

Mortgage Payment

Payment Frequency

What is your mortgage maturity date?

How much interest savings is signigicant?

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UMR FORMULA

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MATURITY DATE BREAKDOWN

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Break Mortgage Date

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Total Days Remaining

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Total Remaining Term

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Additional Days in Mortgage

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Remaining Months in Mortgage

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Remaining Years in Mortgage

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TD Bank

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Comparable Rate %

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Discounted Comparable Rate %

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IRD %

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IRD $

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SCOTIA

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Comparable Rate %

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Discounted Comparable Rate %

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IRD %

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IRD $

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BOM

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Comparable Rate %

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Discounted Comparable Rate %

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IRD %

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IRD $

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CIBC

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Comparable Rate %

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Discounted Comparable Rate %

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IRD %

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IRD $

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RBC

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Comparable Rate %

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Discounted Comparable Rate %

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IRD %

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IRD $

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Evaluation

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2 Months Interests

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3 Months Interests

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Comparable Rate

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IRD Diff

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IRD $

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Prepayment Method

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Penalty $

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Best Market Rate

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Total Savings

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